27 January, 2020

Retirement Planning

Are you dreaming of becoming a world traveller in retirement or adopting a quiet life close to your family? Whatever your aim, to make your dreams a reality, your financial plan needs to take your goals into account. Tailoring your plan is vital because...

24 January, 2020

Living the Hygge Life

The coldest months of the year are around the corner for most Canadians, and one of the trending terms you might see these days is “hygge” (pronounced “HUE-guh”). This is a Danish term used in contemporary times for referring to a lifestyle that emphasizes...

22 January, 2020

Eldercare

Between a wave of aging Boomers and longer lifespans, the number of elderly parents requiring family support is poised to surge in the coming years. Case in point, the number of centenarians has tripled since 2001.1 Longer lifespans mean more Canadians...

18 December, 2019 Tax Planning

Year End Distributions

As we get closer to the end of the fiscal year, many savvy investors will be looking to ensure they have taken advantage of all of the year-end tax planning opportunities available, or at least those that are useful to them. There are different programs...

09 December, 2019

Charitable Giving

One of life’s greatest satisfactions is knowing that you’ve made a difference. And when that difference comes from charitable giving, you’re able to support a cause you believe in and help the lives of others. At some point in your life, your charitable...

04 December, 2019

Appointing an Executor

When appointing an executor for your estate, the person who first comes to mind won’t necessarily become your final choice. That’s because you must consider a number of issues and consequences that may point you in another direction. On the personal side...

17 September, 2019

ETFs vs Mutual Funds

The topic of fees is often a hard one for investors to wrap their heads around. Specifically, how much do you pay for the advice or services that you receive? In the financial services industry, it is easy for investors to ignore how their financial advisor...

17 September, 2019

Core and Explore

When you think of investing in the stock market, does the word “casino” come to mind? There are many people out there who do equate putting money into the stock market with gambling and that is usually because either they have had a bad experience with...

17 September, 2019

Diversification

Bob and Jane came into my office last week to get a second opinion and lay down the basis for a financial plan. We had never met before but they came well prepared with their wills and powers of attorney, their last tax returns and notices of assessment...

09 July, 2019

Wealthier and Financially Healthier

People tend to think of financial advice as being purely about money management. And it’s true that Financial Advisors have been shown to add demonstrable value when it comes to asset allocation, investment performance and tax efficiency. One study highlighted...